Fintech News
Revolut's OCC Charter Application Reaches Month Three in US Push
Revolut applied for a US national bank charter and federal deposit insurance on March 5, 2026, naming former Visa executive Cetin Duransoy as US CEO, per the…
Fintech News
Reporting on product launches, service outages, licensing decisions, enforcement actions and partnership changes across payments and digital banking.
Fintech News
How BNPL Underwriting Split From Card Underwriting in Five Moves
BNPL underwriting runs on soft-pull credit checks, merchant context and per-transaction decisions rather than revolving lines, a split federal regulators have…
Fintech News
How Instant Account Verification Displaced Micro-Deposits for Bank Linking
Instant account verification confirms a linked bank account in seconds through credential-based data networks, while micro-deposits still take one to two…
Fintech News
Treasury Proposes State-Regime Test as GENIUS Act Stablecoin Rules Take Shape
Treasury's April 3, 2026 proposed rule on substantially similar state regimes joins four open GENIUS Act dockets across the OCC, FDIC and NCUA, all pointing at…
Fintech News
How FDIC and Fed Consent Orders Reshaped BaaS Banking After Synapse
Six federal enforcement actions against BaaS banks between January and June 2024 set the supervisory baseline that partner banks still operate under after…