Fintech News
How a Card Chargeback Moves From Dispute to Final Decision
A chargeback pulls funds back from a merchant's account before any human at the business sees a complaint, and the clock the merchant is racing starts the…
Fintech News
Reporting on product launches, service outages, licensing decisions, enforcement actions and partnership changes across payments and digital banking.
Fintech News
Federal Reserve's Regulation II Caps Debit Interchange At 21 Cents
Regulation II has bound large-bank debit interchange to 21 cents plus 5 basis points of transaction value since October 2011, with a fraud-prevention add-on and…
Fintech News
How FedNow Settles Instant Payments in Master Accounts, Now Capped at $10 Million
The Federal Reserve's instant rail settles in central bank money around the clock, with network limits raised to $10 million effective November 12, 2025.
Fintech News
What PCI DSS 4.0 Now Requires From Merchants After March 2025
PCI DSS v4.0.1 is the only active version, and its 51 future-dated requirements, from payment-page script integrity to expanded MFA, became mandatory on March…
Fintech News
Visa, Mastercard and Stripe Reportedly Back New Stablecoin Platform
CoinDesk reported on June 3, 2026 that Mastercard, Stripe and Visa back a soon-to-launch stablecoin platform, with Coinbase considering participation; none of…