Fintech News
How Embedded Finance Puts Banking Inside Software Platforms Through Sponsor Banks
Embedded finance lets software platforms offer accounts, cards and credit through APIs, while a chartered sponsor bank holds the deposits and answers to…
Fintech News
Reporting on product launches, service outages, licensing decisions, enforcement actions and partnership changes across payments and digital banking.
Fintech News
CFPB Open Banking Rule Faces April Compliance Date With Docket Unresolved
The CFPB open banking rule keeps its first compliance date of April 1, 2026, while the Bureau's August 2025 reconsideration remains the last public action in…
Fintech News
How Chime and Other Neobanks Turn Free Checking Into Interchange Revenue
Chime generated $1.67 billion in 2024 revenue while charging no monthly fees, with substantially all of it from debit interchange, per its May 2025 S-1 filing.