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Fintech Startups to Watch: Trends Shaping the Next Wave
Funding has stabilized, the trust gap with banks has narrowed, and the models gaining traction are the ones that sell picks and shovels to the financial system itself.
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Money
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EHS Investments Pushes Back on Helios' Possible Offer for CAB Payments
A holder with just under 1% of CAB Payments calls the Helios Consortium's possible offer substantially undervalued and points to a competing 110p possible offer from StoneX.
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PocketSmith Poll of 270 Women Shows What Open Banking Users Actually Want
Half of 270 women polled at a Sydney wealth event said they were 'writing the next chapter' of their financial lives — and the app behind the poll argues Open Banking is what makes that possible.
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How Banks Actually Make Money: A Clear Breakdown
Banks earn the spread between deposit and loan rates, add fee income, then absorb losses and payroll; FDIC data put the industry margin at 3.32 percent in second quarter 2026.
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How Deposit Insurance Protects Your Money When Banks Fail
The FDIC has paid every insured deposit since 1933. The $250,000 limit runs per bank and per ownership category, and the NCUA runs the same math for credit unions.
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Digital Bank Profitability: How Unit Economics Decide Whether a Digital Bank Survives
Acquisition spend, compliance overhead and per-account servicing costs decide whether a challenger bank reaches breakeven or keeps raising money.
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How Programmable Payments Work With Tokenized Deposits
Programmable payments attach rules to money, and tokenized deposits give those rules something safe to move. Here is how the two layers fit together.
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Digital Wallets vs Credit Cards — Digital Wallets vs Cards: Which Should You Use Day to Day?
Cards and wallet apps are layers of the same system, not rivals. How each works, where each shines, and how to pick the right one at the counter.
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What Is a Payments Hub? The Architecture Explained
A payments hub gives merchants one integration and many payment providers. This guide explains the architecture layer by layer, from gateway to settlement.
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Payments & Subscriptions: Managing Online Payments and Subscriptions Without Surprises
Recurring payments fade into the background until a statement surprises you. Here is a simple routine to track, rate, and manage every subscription.